Check before selling on credit
Check whether the company appears on the B2B Debtors List before approving credit, delivering goods, or accepting new orders.
Check NicePayer
Check before selling on credit. Register B2B payment defaults with traceability.
Co-created with SIBS. Debtor registration and checking, with postal and email notification, bank reference, API, and CSV file import.
Check the Debtors List before closing a deal, selling on credit, delivering goods, or increasing a credit limit.
Include debtors on the B2B Debtors List to give visibility to the default and accelerate the regularization of outstanding payments.
How it works
From checking to regularization
An operational flow to make better decisions before a sale and drive regularization when a default already exists.
Regularization with payment process support
When the process includes the required documentation, the company can move into the collection flow integrated with SIBS, allowing a payment reference associated with debt regularization to be made available.
Include debtors on the B2B List
Register the default with supporting documentation to include the debtor on the B2B Debtors List and accelerate the regularization of outstanding payments.
Notify by CTT and email
Send formal communication by registered CTT letter and email, with clear instructions so the customer can regularize the situation.
Track by platform, CSV, or API
Monitor process status, communication history, and payment progress. For higher-volume operations, scale records and checks by CSV or API.
Complete tutorial
Learn how to use Check NicePayer step by step
See how to check companies, register overdue B2B cases, organise documents, send notifications and track regularisation inside the platform.
Institutional co-creation
Co-created with SIBS for the Portuguese B2B market
Participation in the partner ecosystem and the SIBS LAB testbed strengthens Check NicePayer’s institutional framework, bringing the B2B Debtors List closer to formal processes, payments, and technology integration.
SIBS LAB testbed
Check NicePayer is framed within the SIBS LAB innovation environment, focused on developing and validating solutions for business use.
Partner program
The relationship with SIBS brings the solution closer to an ecosystem with documentation, onboarding support, and technical follow-up for integration projects.
Technical knowledge
The framework prioritizes integration, certification, and technical autonomy, bringing the solution closer to solid payment and operational management practices.
Visibility and market
Presence in SIBS Pay channels and initiatives reinforces Check NicePayer’s institutional visibility in the Portuguese market.
Questions & Answers
Questions? Here are the answers
We gathered the most common questions about checks, registration, communication, and operational integration in Check NicePayer.
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What is the focus of Check NicePayer?
Check NicePayer is a specialized B2B Debtors List solution. It was designed to check signs of default before selling on credit and to register debtor clients when a default exists.
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How do I start using the Debtors List (B2B)?
It is simple: check first, assess the risk signal and, if there is default, move forward with structured case registration. The goal is to give context to the commercial decision before taking on exposure.
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What do “registration, notification and regularization” mean?
Registration: centralizes default information and case data in NicePayer.
Notification: sends notification to the debtor via CTT and email, with payment instructions.
Regularization: when payment is made, the status is updated to reflect the situation. -
Is the check fast? What do I get as an answer?
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In a few seconds, you confirm whether there is a relevant record in the Debtors List to support the decision to sell on credit.
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The goal is practical: reduce commercial risk before issuing a credit invoice — avoiding surprises that can wipe out the margin.
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How can the debtor pay? Is there a bank reference?
Yes. NicePayer supports a Multibanco reference to facilitate regularization and uses CTT and email notifications to guide payment.
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Can I integrate with my software (ERP/CRM)?
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Yes. You can scale via API or CSV import, centralizing checks and registrations without manual work.
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Integration is recommended when the volume of checks or registrations is no longer comfortable for manual operation.
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Contact channels
Contact us by WhatsApp, email, or phone. If you prefer, book online.
